Effective Date: [Last Updated: 17/03/2025]

1. Introduction

These Terms of Service govern your access to and use of all content, products, and services available at Notiso.io (the “Service”), operated by SM Agency ("us," "we," or "our").

By accessing or using any part of our Service, you agree to be bound by these Terms. If you do not agree with any part of this Agreement, you may not access or use our Services.

2. Intellectual Property

This Agreement does not transfer from us to you any of our or any third party's intellectual property rights. All rights, titles, and interests in and to such property shall remain solely with SM Agency and its licensors.

Any content, design, logos, trademarks, or other materials provided through our Services are the property of SM Agency and may not be copied, modified, distributed, or used without prior written consent.

3. User Responsibilities

By using our Services, you agree to:

• Use the Services legally and ethically.
• Not attempt to hack, disrupt, or misuse our Services.
• Not copy, resell, or distribute our digital products without permission.
• Not use the Services for illegal activities, including unauthorized data storage or transfers.

4. Third-Party Services

By using Third-Party Services through our platform, you acknowledge that:

• Any use of Third-Party Services is at your own risk.
• We are not responsible for any loss, damage, or issues caused by Third-Party Services.
• We do not endorse or assume any responsibility for the content or functionality of Third-Party Services.

5. Accounts & Security

To access certain features of our Services, you may be required to register an account. By doing so, you agree to:

• Provide accurate and complete information.
• Maintain the confidentiality of your account credentials.
• Accept full responsibility for all activities under your account.
• Notify us immediately at support@notiso.io if you suspect unauthorized access to your account.

6. Refund Policy

Due to the digital nature of our products, all purchases are final and non-refundable once the product has been downloaded.

A refund may be granted only under the following conditions:

• The digital product has not been downloaded.
• The refund request is made within 3 days of purchase.

If a refund is approved, it will be processed within 7–10 business days to the original payment method.

7. Payment & Taxes

All payments are securely processed through our payment providers. Prices are listed in USD and may be subject to local taxes, which are the responsibility of the customer.

8. Limitation of Liability

Our Services are provided "AS IS" and "AS AVAILABLE" without warranties of any kind.

We do not guarantee that:

• The Service will be error-free or uninterrupted.
• Any defects will be corrected immediately.
• The Service will be compatible with all systems or devices.

SM Agency and its affiliates, licensors, and employees shall not be liable for any direct, indirect, incidental, or consequential damages arising from:

• Your use of our Services.
• The inability to access our Services.
• Errors, security breaches, or unauthorized access to data.

9. Force Majeure

We shall not be liable for delays or failures in performance due to circumstances beyond our control, including but not limited to acts of God, natural disasters, power failures, cyber-attacks, or government actions.

10. Jurisdiction & Governing Law

Unless required otherwise by local law, these Terms shall be governed by and construed in accordance with the laws of the United States.

Any disputes arising from these Terms shall be handled in the state and federal courts located in the United States, and you consent to such jurisdiction.

11. Privacy & Data Protection

We are committed to protecting your privacy. Our data collection and usage practices comply with GDPR, CCPA, and other relevant privacy regulations.

For details, please refer to our Privacy Policy.

12. Changes to These Terms

We reserve the right to update or modify these Terms at our sole discretion. If we make material changes, we will:

• Notify users via email or through an announcement on our website.
• Provide a reasonable notice period before changes take effect.

If you disagree with the updated terms, you should discontinue use of our Services.

13. Contact Us

If you have any questions about these Terms, you can reach us at:

📧 Email: support@notiso.io